Yes, the handful of variables. I’ve tried also, not real big on IWB, I’ve got many options. Much comes down to the gun type, clothing, then how accessible you want the gun. Another issue with me is action type, certain guns/actions I don’t want wedged in my waistline while moving around. I’ve read the stories.
In the cooler months, most is easy, OWB is fine. I’ve also used the ‘belly band’ even ‘smart carry’ for deeper concealment. Of course a smaller gun makes it easier.
There can be no ‘one holster’, there are different requirements. I’m talking the private CC citizen.