wachtelhund1
Member
Okay, I just have to get this out. Hail seriously damaged my 2017 Tacoma. This was on May 10th. I reported the damage and damage to my roof within an hour to my insurance company. The insurance company has seven days to get appraisers out to appraise the damage. So far the appraiser for my Tacoma has not come. He will not be here until next Tuesday. I liked the look of my truck and now I'm embarrassed to drive it. It looks like I parked it at the 250 yard marker on a driving range. Anyways, I got tired of waiting and took it to a body shop for an estimate and get it on their repair schedule. The body shop estimate - $15,600.00. Now I'm still sitting on pins and needles waiting the the insurance adjuster. I don't want my truck totaled. It is paid for and I have only 30,000 miles on it.
OH, and my house roof! I have several sun tubes going up through the roof, they provide light in the house all the time. These have clear plastic domes at the top and clear lens in the ceiling. The hail broke one dome and the lens in the ceiling. So, I get a contractor out the same night to put a temporary patch on the sky light. He gets up on the roof and says, "the roof is all damaged and I need a new roof". He gives me a estimate for $27,000.00 for just my home. He doesn't look at my second garage. I S... and don't know if he is blowing smoke up my butt. So the adjuster comes and looks at my two roofs. I have a second four year old 28X36' garage. I'm expecting him to say the roofs are good. No, he agrees they need replacing. Now I'm thinking the contractor is high and the insurance company will come lower and I'll have to negotiate with both.
Two days ago I get a settlement letter from the insurance company for the roofs. Their paying $40,000.00 for both roofs. Needless to say I'm shocked! I built my home twenty years ago - have prices gone up that much?
Dave