Eddie, if you go the Tikka route, you should have money left over to buy a decent scope. Not top of the line but a decent scope. Vortex Diamondback or maybe a Leupold. Either will serve you well and keep you close to budget, give or take a little $$. A 3x9 power range is plenty for coyotes IMO. Not being a reloader, your stuck with factory ammo. You may have to try several different brands and weights till you find what your rifle shoots best. But, Tikka's aren't real finicky so it may be an easy search. PS, save your brass. If you ever start reloading it will be one thing you don't have to buy. Or, you can always sell it to buy more ammo.