What are your thoughts on the fire ratings for gun safes? I am trying to decided on a Liberty Franklin Model(82000 BTU, 1200*/1hr fire rating) or the Lincoln model(95,000BTU, 1200*/1.5hrs). The price difference is about $400.00 more for the Lincoln. Do you think the Lincoln is worth the extra cash? Anybody have personal knowledge of a gun safe in a house fire?